--- title: "Atlanta Surplus Funds Lawyer | Excess Funds Recovery in Georgia" description: "As a surplus funds lawyer, Esther Mesidor helps Georgia residents claim money owed to them after a foreclosure sale. Contingency fee basis — no recovery, no fee." lang: en json-ld: | { "@context": "https://schema.org", "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://excessfundslawyer.com/" }, { "@type": "ListItem", "position": 2, "name": "Surplus Funds Recovery" } ] } --- [![E. Albert Law](/assets/ea-law-logo-BW8YqpsI.png)](/) Georgia Lawyer [Atlanta Accident / Personal Injury Lawyer](/atlanta-personal-injury-lawyers)[Georgia Foreclosure Excess Proceeds Recovery Attorney](/surplus-funds-recovery) Surplus Funds [Former Homeowner](/georgia-homeowners-claim-for-surplus-money-after-foreclosure)[Third-Party Companies](/atlanta-lawyer-for-third-party-companies-fund-claims)[Other Interested Party](/georgia-other-interested-party-rights-to-excess-proceeds-claim)[Attorney for Foreclosure Probate Services](/atlanta-attorney-service-for-probate-owners-fund-claims)[Find a County List](/blog/georgia-county-surplus-funds-list) Atlanta Area [Atlanta](/atlanta-personal-injury-lawyers)[Buckhead](/buckhead-personal-injury-lawyer)[Decatur](/decatur-personal-injury-lawyer)[DeKalb County](/dekalb-county-personal-injury-lawyer)[Dunwoody](/dunwoody-personal-injury-lawyer)[Fulton County](/fulton-county-personal-injury-lawyer)[Mableton](/mableton-personal-injury-lawyer)[Sandy Springs](/sandy-springs-personal-injury-lawyer)[Smyrna](/smyrna-personal-injury-lawyer)[Stone Mountain](/stone-mountain-personal-injury-lawyer) Personal Injury [Back Injury](/atlanta-back-injury-lawyer)[Construction Accident](/atlanta-construction-accident-lawyers)[Dog Bite](/atlanta-dog-bite-lawyer)[Fall Accident](/atlanta-fall-accident-lawyer)[Industrial Accident](/atlanta-industrial-accident-attorney)[Neck Injury](/atlanta-neck-injury-attorneys)[Spinal Cord](/atlanta-spinal-cord-injury-attorney)[Warehouse](/atlanta-warehouse-accident-lawyer)[Whiplash](/atlanta-whiplash-injury-attorney)[Work](/atlanta-work-accident-lawyers)[Workplace](/atlanta-workplace-injury-attorneys) Georgia Attorney [Georgia Personal Injury Lawyer](/georgia-personal-injury-lawyer)[Georgia Car Accident Attorney](/georgia-car-accident-lawyer)[Georgia Truck Accident Attorney](/georgia-truck-accident-lawyer)[Georgia Motorcycle Accident Attorney](/georgia-motorcycle-accident-lawyer)[Georgia Bicycle Accident Attorney](/georgia-bicycle-accident-lawyer)[Georgia Pedestrian Accident Attorney](/georgia-pedestrian-accident-lawyer)[Georgia Slip & Fall Accident Attorney](/georgia-fall-accident-lawyer) Vehicle Accident [Car Accident](/atlanta-car-accident-lawyers)[Bicycle Accident](/atlanta-bicycle-accident-lawyers)[Motorcycle Accident](/atlanta-motorcycle-accident-lawyers)[Pedestrian Accident](/atlanta-pedestrian-accident-lawyers)[Truck Accident](/atlanta-truck-accident-lawyers)[Distracted Driving](/atlanta-distracted-driving-accident-attorney)[Drunk Driving](/atlanta-drunk-driving-accident-lawyer)[Hit and Run](/atlanta-hit-and-run-accident-lawyers)[Lyft](/atlanta-lyft-accident-lawyer)[Rideshare](/atlanta-rideshare-accident-lawyers)[Uber](/atlanta-uber-accident-attorney) EA Law [About](/about)[Blog](/blog)[Facebook Group](https://www.facebook.com/groups/surplusfundsgeorgia)[Contact the Attorney](/contact) [678-664-4878](tel:6786644878) [](tel:6786644878)[678-664-4878](tel:6786644878) ![Attorney Esther Mesidor](/assets/esther-hero-BZcmTGCC.png) # Georgia Foreclosure Recovery and Overage Surplus Attorney Attorney Esther Mesidor 1. [Home](/) - Surplus Funds Recovery ## I Would Like to Submit a Case I am a: [Former Homeowner](https://form.jotform.com/252798064456065)[Third-party Company](https://form.jotform.com/252796512649065)[Other Interested Party](https://form.jotform.com/252798226723062) ## Excess Fund Recovery in GA As a surplus funds lawyer at E. Albert Law, I help Georgia residents claim money owed to them after a foreclosure sale of their home at auction. Surplus funds, also known as excess funds, overages, or excess proceeds, are left over money that may be claimed by a homeowner when a foreclosed property is sold at auction for more than what was owed in mortgage payments or property taxes. The process of excess funds recovery is often handled by an attorney, company, or agent to avoid surplus funds scams and theft. At times, some homeowners are not able to keep up with mortgage payments or pay the back taxes owed on their homes. This will cause the Georgia foreclosure process to then begin. When this happens, homeowners can lose their homes in what are called tax sales, sheriff's sales, or a mortgage foreclosure sale, which is a public auction where foreclosed properties are sold to the highest bidder in order to pay off the debt. Sometimes foreclosure sales generate more money than required to pay off the debt, resulting in extra proceeds. Any surplus from tax or mortgage foreclosure sales are subject to priority claims. This means that those persons/parties with a superior right may recover the overage. This extra money may be claimed by the person who owned the home at the time of the foreclosure sale, the owner of each security deed that affects the property, a third party, or any other party that has a lien or recorded equity interest in the property at the time it is sold. In some cases, these claims may also involve probate if the homeowner has passed away and heirs must recover the funds through the estate. The lender or the county cannot legally keep any overages exceeding what was owed to them unless the overage amount remains unclaimed for a certain amount of time. Depending on the laws of the state, the previous owner has anywhere from a few months to a few years to claim the funds. However, if it remains unclaimed for too long, the money becomes the property of the county or the lender. In Georgia, claimants have up to 5 years after a tax sale to claim overages before they are paid to the state. As a lawyer, I have experience working with county governments and trustees to process claims in the least amount of time in order to help claimants recover their money as soon as possible. I have helped homeowners recover anywhere from $5,000 to $200,000 in mortgage overages and tax overages that rightfully belonged to them after a foreclosure. We work on a contingency fee basis with our clients, so if we are unable to recover money, you do not have to pay. [Free Consultation](/contact) ### Contact Us Today Please note: Our office does not respond to requests for excess funds lists. Please contact the county directly. Name \* Email \* Phone \* Message \* Send > "The Lord God has told us what is right and what he demands: See that justice is done, let mercy be your first concern, and humbly obey your God." \- Micah 6:8 [![E. Albert Law](/assets/ea-law-logo-BW8YqpsI.png)](/) The information on this website is for general informational purposes only and does not constitute legal advice. ### Atlanta Area [Atlanta Injury](/atlanta-personal-injury-lawyers)[Buckhead Injury](/buckhead-personal-injury-lawyer)[Decatur Injury](/decatur-personal-injury-lawyer)[DeKalb County Injury](/dekalb-county-personal-injury-lawyer)[Dunwoody Injury](/dunwoody-personal-injury-lawyer)[Fulton County Injury](/fulton-county-personal-injury-lawyer)[Mableton Injury](/mableton-personal-injury-lawyer)[Sandy Springs Injury](/sandy-springs-personal-injury-lawyer)[Smyrna Injury](/smyrna-personal-injury-lawyer)[Stone Mountain Injury](/stone-mountain-personal-injury-lawyer) ### Personal Injury [Back Injuries](/atlanta-back-injury-lawyer)[Construction Accidents](/atlanta-construction-accident-lawyers)[Dog Bite](/atlanta-dog-bite-lawyer)[Fall Accidents](/atlanta-fall-accident-lawyer)[Industrial Accidents](/atlanta-industrial-accident-attorney)[Neck Injuries](/atlanta-neck-injury-attorneys)[Spinal Cord](/atlanta-spinal-cord-injury-attorney)[Warehouse Accidents](/atlanta-warehouse-accident-lawyer)[Whiplash Injury](/atlanta-whiplash-injury-attorney)[Work Accidents](/atlanta-work-accident-lawyers)[Workplace Accidents](/atlanta-workplace-injury-attorneys) Vehicle Accident ### Surplus Funds [Excess Proceeds Lawyer](/surplus-funds-recovery)[Homeowner](/georgia-homeowners-claim-for-surplus-money-after-foreclosure)[Third Party](/atlanta-lawyer-for-third-party-companies-fund-claims)[Other Party](/georgia-other-interested-party-rights-to-excess-proceeds-claim)[Probate](/atlanta-attorney-service-for-probate-owners-fund-claims)[Funds List](/blog/georgia-county-surplus-funds-list) ### EA Law [About](/about)[Blog](/blog)[Excess Funds Facebook Group](https://www.facebook.com/groups/surplusfundsgeorgia)[Contact](/contact)[Sitemap](/sitemap.xml) ### Contact the Lawyer [678-664-4878](tel:6786644878)[surplusfunds@ealbertlaw.com](mailto:surplusfunds@ealbertlaw.com) 400 Galleria Pkwy, Ste 1500 Atlanta, Georgia 30339 [](https://www.facebook.com/ealbertlawllc)[](https://www.instagram.com/ealbertlaw/) Atlanta law firm focused on surplus funds recovery and personal injury to help Georgia clients recover the money they are owed after an accident or foreclosure in GA. © 2026 E. Albert Law, LLC. All rights reserved. Atlanta Personal Injury Attorney and Georgia Excess Funds Lawyer